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Liquidity revolving loan

  liquidity revolving loan means the Bank borrowers, loan contracts signed at once, within the validity period stipulated in the contract, allow the borrower to extract several times, one by one returned, recycling the liquidity loans.
1, revolving credit is characterized by a one-time approval, within the prescribed period can be recycled.
business process
1, and customer to handling line (or sector) proposed cycle loan business application;
2, and handling line (or sector) according to bank liquidity loan business management approach and about procedures, handle loan approval procedures;
3, and approval through Hou, and borrowing people, and guarantor signed related of borrowing contract, and guarantee or arrived (quality) bet contract, handle loan issued procedures.

terms and interest rates 1, revolving loan in principle, valid for one year, maximum of three-year revolving credit interest rate set by the people's Bank of China's interest rate policy and the interest rate floating range implementation.

1, according to there is no way of security guarantees, can be divided into two types of credit loans and secured loans. Where: secured loans including loans, mortgage loans, mortgage loan of three.


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