TEL: 0411-8260925
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TEL: 0411-8260925

Short-term working capital loans

  short term working capital loan refers to the Bank to the borrower for the normal production and operation or make liquidity loans to temporary liquidity needs. Advantages

products 1, short-term working capital loans are the main credit of commercial banks, has a number of characteristics, short term, interest rates are low, turnover is frequent.
business process
1, and customer to Bank proposed short-term liquidity loan business application;
2, and handling line (or sector) according to bank liquidity loan business management approach and about procedures, handle loan approval procedures;
3, and approval through Hou, and borrowing people, and guarantor signed related of borrowing contract, and guarantee or arrived (quality) bet contract, handle loan issued procedures.

1, term and interest rates in June, within a maximum of one year (including one year).
2, lending rate set by the people's Bank of China's interest rate policy and the interest rate floating range implementation.

1, according to there is no way of security guarantees, can be divided into two types of credit loans and secured loans. Where: secured loans including loans, mortgage loans, mortgage loan of three.


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